PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can you take a cosigner off of a car loan?
Is there any way for me to take a cosigner off of an existing car loan? My mom cosigned for me when I got the loan, but I don’t need it anymore. I’m independent with a good job, and I’d like to take her off the loan.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on getting your finances in order! While you can’t usually get a cosigner off a car loan, you may still have options:
- Talk to your lender. Some loan agreements will include a cosigner release option. If you meet the qualifications, you might be able to remove your mom as a cosigner without refinancing. Contact your lender and ask about their cosigner-removal policy!
- Refinance the loan. While technically not removing them from your loan, refinancing can get you a better loan with better terms and no cosigners! If your loan contract doesn’t have a cosigner release option,refinancingmay be your best option.
- Pay it off. This may not be feasible for everyone, but the easiest way to get rid of a cosigner is to pay off a loan! When the loan is paid off, there won’t be any need for a cosigner.
Since you’re already taking the time to remove a cosigner, take an extra minute to save on car insurance with
Jerry
. A licensed broker, Jerry can help you find and compare quotes from over 50 top providers in minutes. When you find a better rate—Jerry can help you switch providers and even help cancel your old policy!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies