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Can you have more than one renters insurance policy?
I’m moving into a new apartment in a few months that’s in a pretty high-risk area. I’ll probably buy renters insurance to protect my belongings, but I’m wondering if I should double up on policies just in case. Can I purchase more than one renters insurance policy?
Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on the move! You technically can have more than one renters insurance policy at a single time. However, it’s probably unnecessary because a single renters insurance policy covers you and your personal items both in and outside your home.
Purchasing two renters insurance policies won’t double your coverage. If you try and file multiple claims for one incident, that would be considered
insurance fraud
.If you’re still looking for affordable renters insurance for your new apartment, but don’t know where to begin the search, then check out the
Jerry
app.Jerry will generate competitive quotes from top providers in less than a minute, with no long forms, no calling around, and no hassle. Jerry is the easiest and most effective way to find home and
auto policies
that are customized for you. I hope this answered any questions you may have—congrats again on the move!
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- Gregory R.
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