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Can I get financing for a car that's 15 years old?

I want to buy an Acura NSX for $45,000 that's 15 years old. It doesn't exactly qualify for a classic car loan based on age, but it's definitely rare enough to be considered a classic. Can I get financing for this vehicle?

Eric Schad · Updated on Jun 24, 2022

Reviewed by Shannon Martin, Licensed Insurance Agent.

“Most

have to be at least 25 years old to qualify for classic car status.

However, an Acura NSX may qualify for a car loan based on its price. Since it’s $45,000, a lender can still make some money off the

.

Your best bet is to shop around at credit unions and banks to see what they’re willing to do. If the NSX is low mileage and has a

Kelley Blue Book

value that’s similar to the price, you can probably secure a loan.

Keep in mind that there are certain requirements for a car to be considered a classic car. While you may love that car, it can’t be your primary vehicle or it won’t be considered a classic car.

You’ll also need classic car insurance for it. If you want help finding a good deal on this type of insurance,

compares rates from the top 50 companies and delivers them to your phone in under a minute.”

MORE:

What to Look for When Buying a Used Car

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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