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Can I get a home insurance quote for a property I don't own yet?
I'm narrowing down a search for my first home, and I'm currently stuck between two properties. Once I've decided on one, can I get a home insurance quote before I close? I want to make sure I'm making the right choices in all aspects of the process.
Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, absolutely!
Your careful preparation has you on the right track—in fact, most mortgage companies require you to have
homeowners insurance
ready to go into effect before you close on a home in order to ensure that you’re fully covered from day one. In this way, getting quotes on the two homes you’re deciding between could actually be another helpful way to narrow it down!
When you’re looking to compare quotes, sites like
Jerry
can be a great way to instantly compare multiple quotes for free. The site does the legwork, so all you have to do is decide on a policy—and in this case, on a home! View full answer
- Gregory R.
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