Since car insurance is required to drive legally in almost every state, you’ll need to find a way to pay for it if you intend to keep driving. Luckily, there are lots of ways to 

: Call different companies yourself or use a comparison tool like 

 to make sure you’re getting the lowest possible price.


 will result in lower premiums if you have 

. Just keep in mind that a higher deductible means more out-of-pocket expenses if you need to file an insurance claim for car repairs.


: This isn’t always a good idea, but if you’re really in a tight spot you can reduce your car insurance coverage to only the 

. Note that this option isn’t available to you if you’re leasing or financing a car. 


: Car insurance discounts can result in hundreds of dollars in savings. Some common discounts to look out for include:

Savannah Grabek

What should I do if I can't afford car insurance?

Yes, typically when you cancel your current 

, you will get a prorated refund, which means that any unused money will be returned to you. 

For example, if you paid $600 for six months but you only stayed with the insurer for one month, your refund would be $500.

. You can’t drive without insurance, it’s illegal in almost every state. 

You can ensure you’re getting the coverage you 

 for the best price by shopping around. The best and easiest option for shopping around is the 

 app. With Jerry, you can compare 50+ top insurers and if you ever have any questions on your coverage you can contact our friendly team of agents via the app, no calls necessary, unless you want.

Can I cancel a newly purchased car insurance policy and get a refund?

Unfortunately, you can’t add your name to your grandfather’s policy unless you live with him. Insurance companies look at the location where the car is kept and the specific city you live in to determine your premiums. Also, if the car is registered in your name, your grandfather can’t insure it. It would be best to stay on your own policy. 

To lower your car insurance payments, try looking into a 

Car Insurance

Home & Renters Insurance

Car Repair Estimates

Read Car Content

Jerry Data & Research

Savannah Grabek

Latest Answers by Savannah Grabek

What should I do if I can't afford car insurance?

Can I add my name to my grandfather's car insurance policy to lower my premium?

Can I cancel a newly purchased car insurance policy and get a refund?

Customer Service:

Media Inquiry:

Carriers, Lenders, and Other Businesses:

License Information: