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How do you get cheap liability insurance for a teen and parent in NC?
I'm looking for cheap liability car insurance for myself and my 17-year-old son in North Carolina. What can I do to secure the lowest premium?
Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Thanks for your question!
Adding a teen to your insurance will raise your prices.
Teens
are considered high risk to insurance companies just because they lack experience on the road. It doesn’t mean your teen is a bad driver, just that they statistically do need extra coverage. To lower your payments, you can look into
bundling your car insurance
with renters or home insurance.- Customer loyalty
- Good student discount (usually B+ or higher)
- Driver affiliations
- Driving history
- Driver training
- Equipment-related
- Payment (auto-pay or paperless options)
You should also reach out to your insurance to find out if there are any other discounts you qualify for.
If you’re still unsatisfied with your rates for car insurance, you can use
Jerry
to help you save. Jerry will generate competitive quotes from top providers in less than a minute. Jerry gathers your information from your past insurer, so you’re not responsible for any long forms or phone calls. You get all of the savings and coverage, with none of the hassle.”View full answer
- Gregory R.
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