. Their expert team specializes in the installation, inspection, and maintenance of fire suppression systems, fire extinguishers, alarms, and commercial kitchen exhausts.

Fires pose one of the largest risks of damage to homes and businesses. The average insurance claim for fire damage is around $80,000!

With such high costs and the potential danger to your family or employees, making sure your home or business is well-equipped with an up-to-date fire protection system is essential.

Here,

Jerry

(the

super app

for

car insurance

) provides a guide to All American Fire Protection’s reputation and services.

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What type of business is All American fire protection?

All American Fire Protection is the premier fire protection company in North and South Carolina. With over 20 years of experience, All American is well equipped to help you solve all of your fire prevention needs.

Their team specializes in the installation, testing, and maintenance of all aspects of your fire prevention system for commercial, industrial, and residential buildings.

MORE: Home insurance and fire coverage: what’s covered?

What fire protection services does All American offer?

All American’s core services include:

Fire suppression systems: All American’s team of skilled technicians can help you install, retrofit, inspect, and service all types of suppression systems, from wet sprinklers to special hazard systems.

Fire extinguishers: There’s a class of fire extinguishers for every hazard. All American can provide your home or business with whichever class is best for your needs.

Fire alarms: Stay alert by installing a sufficient alarm system and conducting regular inspections.

Commercial kitchen exhausts: The team at All American are experts at installing, cleaning, and servicing exhaust systems to keep your restaurant operating safely.

MORE:

What is fire/smoke/explosion insurance?

What makes All American’s fire protection services unique?

Service for homeowners

Unlike many other fire protection companies, All American offers their services to homeowners, no matter what kind of building you call home.

They can help you outfit your home with alarms, suppression systems, and extinguishers. If you need your extinguisher services, you can bring it to their shop in Spring Lake or request them to come to you.

Personal touch

All American is an independently owned business that focuses their attention on the Carolinas. As a result, you get the personalized service that you expect from a small business and can feel good knowing you are supporting a part of the community.

Years of experience

All American has been helping Americans protect their homes and businesses for over 20 years. All of that experience means that they are prepared to service fire systems of all types, new and old.

MORE: How to conduct a home fire safety inspection

How fire protection could save you money on home insurance

In 2020, local fire departments responded to 1,338,500 fires, according to the

National Fire Protection Association

. That amounts to an average of a fire every 23 seconds! And the amount of damage a fire can cause can be devastating, not to mention life-threatening.

For homeowners, fires pose one of the largest risks to their home, accounting for 25% of insurance claims. That makes fire damage the third most common peril, behind wind and water damage.

With fire damage being such a large risk, it’s important to make sure your home insurance covers it adequately. Here is how home insurance can help alleviate some of the costs that come with house fires:

Main dwelling coverage will help to pay to repair the damage to the structure of your home.

Personal property coverage can help cover the cost of replacing items that are damaged by a fire.

Additional living expenses coverage will pay for some of the expenses that are incurred from losing the use of your home, like hotel stays and transportation.

Liability coverage helps with legal fees that you might encounter if you are accidentally at fault for causing a fire.

Fortunately, house fires are typically a named peril on home insurance policies. Unfortunately, insurance can be awfully expensive. The average annual cost of homeowners insurance in the US is $1,393, and the average cost of renters insurance is $168 per year.

Installing a fire protection system in your home is a great way to help lower those premiums. How?

Basically having a fire protection system reduces your home’s level of risk, which is how insurance companies calculate premium rates. Some options for fire protection systems that can earn you a discount include:

Installing a fire alarm that contacts emergency services directly, which can decrease response times and therefore decrease potential damage.

Investing in a sprinkler system to help put out fires as fast as possible, regardless of if you are home or awake.

If you are building a new home, using fire-resistant materials can be a great choice for mitigating fire risk.

Purchasing

smoke detectors

and/or fire extinguishers so you have the tools to take proper action.

Each insurance company will offer different discounts, so make sure to ask your provider about their options.

Better yet, shop around and see which company has the best rates and discounts available. The

Jerry

app makes that process exceptionally easy.

MORE: Home insurance and fire damage, explained

How to save money on homeowners insurance

Installing a fire protection system is just one way to reduce the cost of your

home

renters

insurance. The best way is to compare as many policies as possible. That is what

Jerry

was designed to help with.

Jerry is a

licensed insurance broker

that was designed to save users money as easily and efficiently as possible. The process is as simple as downloading the app and answering a few questions.

In minutes, you will see free quotes from the top insurance providers! Compare other companies’ offers for the same insurance you already have, and you could be surprised by how much time and money you could save.

“
Jerry
makes choosing new insurance as easy as grocery shopping. Even though I had a car accident within the past 2 years, Jerry found me a great deal with Nationwide—I went from paying $340 to $90 a month!”—Pan N.

Let Jerry find you the best homeowners insurance policy for your needs

* checking your rate won’t affect your credit score

Shop Now

* checking your rate won’t affect your credit score

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