(NFPA), local fire departments respond to a fire every 23 seconds in the U.S. Since fires are so prevalent, it’s important to ensure your home and business have ample fire protection to keep you, your staff, and your patrons safe.

Adam’s Fire Protection is the best in the business, providing quality fire protection services to the Metro

Detroit

area and beyond. Here to give you a tour of Adam’s Fire Protection is

home

and

auto insurance

expert

Jerry

, the insurance

super app

. In this article, we’ll cover the services Adam’s provides, what makes them unique, and how fire protection can save you money on home and renters insurance.

Let Jerry find you the best homeowners insurance policy for your needs

* checking your rate won’t affect your credit score

Shop Now

* checking your rate won’t affect your credit score

What type of business is Adam's Fire Protection?

Adam’s Fire Protection, now part of

Fire Protection Systems of Michigan

, is a full-service fire protection company that has been serving Michigan for over 40 years. Based in St. Clair Shores, they offer a wide range of services for commercial and industrial facilities.

Adam’s core services include:

Fire alarm systems

Fire alarm monitoring

Sprinkler systems

Fire extinguishers

Emergency and exit lighting

Kitchen fire suppression systems

Adam’s recent partnership with Fire Protection Systems of Michigan allows them to serve even more of Southeast Michigan, including Oakland, Washtenaw, Lapeer, Macomb, Wayne, and St. Clair Counties.

MORE:

The best home emergency insurance

What fire protection services does Adam's offer?

Adam’s fire protection services cover the installation, maintenance, and repair of the following systems:

Fire alarm systems: Adam’s quality fire alarms are the first line of defense, alerting you to a fire and contacting emergency services even when you aren’t there.

Fire alarm monitoring: 24/7 connection to professionals who can alert emergency services as soon as a fire breaks out.

Fire sprinkler services: Adam’s sprinklers react automatically to the heat of a fire, lessening damage until emergency services arrive.

Fire extinguishers: Adam’s will make sure your facility is equipped with enough extinguishers to meet regulations.

Emergency and exit lighting: Power is often the first thing lost in a fire. Adam’s emergency lighting will help guide your staff and visitors in the event of a fire.

Kitchen fire suppression systems: Oil, heat, and fire make a kitchen a dangerous place. Protect your property with Adam’s fire suppression systems specifically for your kitchen.

MORE:

The best home emergency insurance

What makes Adam’s fire protection services unique?

Adam’s is unique among fire protection companies, especially now that they’re a part of Fire Protection Services of Michigan.

Packages and customizable deals

Adam’s makes sure your fire protection systems are not only safe and high quality but also affordable. With Adam’s, you can receive package deals to suit your needs with their personable customer service.

Unique services and installations

Not all fire protection services come with 24/7 monitoring—Adam’s does, making sure your fire alarms connect to emergency services even when you’re not there. They also offer unique kitchen fire protection services for bars, restaurants, and hotels.

Experience and high-quality service

Adam’s has been one of the leading fire protection companies in the metro Detroit area for over four decades. With Adam’s, you can be sure you’ll receive high-quality, professional services from the best in the business.

The downside: not available to homeowners

The only downside to Adam’s quality services is that they’re only available to industrial and commercial facilities, not individual homeowners. If you’re a business owner, Adam’s has you covered, but if you’re looking to install fire protection in your home, you’ll have to look elsewhere.

MORE:

Does homeowners insurance cover bellied pipes?

How fire protection could save you money on home insurance

According to the

National Fire Protection Association

, local fire departments responded to 1,338,500 fires in 2020 alone, resulting in a cumulative $21.9 billion in property damage. Fire damage-related claims account for 25% of home insurance claims every year, making it the third most common home insurance claim in the United States.

Since fires are such a prevalent threat, it’s important to have a

solid home insurance policy

to cover fire damage in your home. Fire protection coverage can help mitigate the cost of damage, repairs, loss of belongings, and the cost of relocating in the event of a fire.

Here are some home insurance policies that will cover fire damage in your home:

Main dwelling coverage will help you rebuild and repair after a fire.

Personal property coverage can help you replace lost or damaged belongings, including furniture, clothing, and expensive items lost to a fire.

Additional living expenses coverage will help lessen the cost of hotel rooms, takeout, and other expenses if your home becomes unlivable.

Liability coverage can mitigate legal costs if you’re found at fault for causing the fire.

Of course, extra protection under your home insurance policy will cost you. Home insurance costs an average of $1,393 per year, but there are plenty of ways to save money on home insurance while still getting comprehensive fire coverage.

Installing fire protection systems can lower your fire-related risk and save you money at the same time.

Insurance companies look at your risk for fire when determining your premium. Lower risk means a lower cost of damages in the event of a fire. Insurance companies will even look at how close your house is to the nearest fire station when determining your risk for fire.

In case you can’t pick up your house and move it next door to your local fire department, here are some fire protection systems you can invest in to lower your home insurance costs:

Fire alarm systems that contact emergency services to shorten response time

Sprinkler systems that lessen the damage caused by fires

Choosing fire-resistant materials when building a house

Purchasing

smoke detectors

and/or fire extinguishers

Each insurance company will offer different discounts, so check with your insurance agent to see what you’re eligible for.

MORE:

How to choose the right kind of home insurance for you

How to save money on homeowners insurance

Installing fire protection is a great way to lower your home insurance costs. You also might be missing out on great deals and discounts you can easily get with Jerry!

Jerry

compares quotes from top insurance companies to make sure you’re getting the cheapest insurance available.

licensed broker

, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new

home

renters

, or

car insurance

. Jerry will even help you cancel your old policy.

“
Jerry
was wonderful! I used it for my auto and renters policies. I trusted it so much that I signed up my homeowners insurance under Jerry as well. All of the agents are amazingly nice and knowledgeable.” —Mary Y.

RECOMMENDED