has established itself as an innovator in the fire safety industry, protecting numerous industries with the full range of services from fire alarm inspections to industrial dry chemical system installation.

According to the

National Fire Protection Association

(NFPA), 26% of all reported fires between 2015 and 2019 occurred in homes. That sadly equates to approximately 350,000 annual house fires during that time.

These statistics show the importance of having quality insurance coverage and functional fire safety equipment for your home. And, if you are a business owner, Associated Fire Protection can offer all the protection you need.

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What type of business is Associated Fire Protection?

Associated was founded in

New Jersey

in 1947 and has built its brand and reputation on two core values: integrity and teamwork. The business has grown considerably over the last 75 years as AFP has expanded its coverage to

New York

, and has become one of the only New Jersey fire protection companies to have three service centers in the state.

Associated’s main services offered:

Sprinkler installation

Central station monitoring

Fire alarm repair

System engineering

With four offices spanning the densely populated and industrial states of New Jersey and New York, it is safe to say Associated can handle just about any business’ fire prevention and safety tasks.

What fire protection services does Associated offer?

Associated’s services are categorized into four types of fire solutions:

Engineering: AFP works with building owners and facility managers to provide full-service design and integration of life safety systems. Their Engineering Department conducts studies to determine the optimal system to meet specific fire safety needs in a cost-effective manner.

Installation: Expert installation of sprinkler systems, fire pumps, fire alarm systems, clean agent systems, and industrial dry chemical systems. These systems are installed and maintained properly to ensure your facility is protected in critical moments.

Repairs: Available for all types of protection systems including fire alarms, backflow preventers, kitchen systems, and central station monitors. AFP can also help you avoid fire code violations, and can provide speedy fire suppression system refills.

Inspections and Testing: Offered at three different levels: Standard Protection, Protection Plus, and Platinum Plus. These plans provide all necessary inspections and tests, with more features added as you ascend the tiers.

MORE:

Car loan in New Jersey

What makes Associated’s fire protection services unique?

Associated Fire Protection has grown and evolved in ways that help it stand out from the rest, including its efficiency, experience, and specialized network.

One-Stop-Shop

Associated prides itself on its “One Call—One Company” mantra, where its installation department and engineering teams work together. AFP eliminates the need to contact multiple companies and can get every aspect of the job done to meet your specific needs.

Experienced Staff

The technicians are constantly trained and tested on any new codes and technology to ensure your fire system will be expertly installed in a timely fashion. AFP engineers have also studied fire protection with many years of real-world experience. As a plus, one dedicated engineer is assigned to each project, so you can trust they are familiar with your needs.

NJ and NY Network

Associated is not a nationwide company—but don’t write that off as a bad thing. With 75 years in one specific corner of the country, AFP has specialized expertise within this area. The experts have a high level of knowledge of the land, county fire codes, and each town’s fire department, so they can be trusted to provide all of your New Jersey or New York fire solutions.

The downside: No service for homeowners

Associated Fire Protection provides life safety systems for businesses spanning multiple industries such as healthcare, education, and manufacturing. Unfortunately, they do not have any services offered for homeowners, and you’ll have to find another company that provides this type of protection.

How fire protection can save you money on home insurance

According to the NFPA, local fire departments were alerted for approximately 1.3 million fires in 2020 alone, with a staggering $21.9 billion in damages as a result. In fact, fire damage accounts for about 25% of all homeowner claims, making it the third most common claim in the country.

Homeowners

and

renters insurance

can help protect your residency and cover your belongings should you ever become a victim of fire. Insurance can reduce costs with the following coverage:

Main dwelling coverage will help cover damages caused by a house fire

Personal property coverage applies to homes or rental properties and helps replace things you own such as furniture and clothing

Additional living expenses coverage will pay for hotels and other expenses you experience when you are forced to move out of your home after a fire

Liability coverage can help lessen legal fees if you are determined at fault for causing a fire

These coverages are a great way to keep yourself protected, but they come at a price. The average cost of homeowners insurance in the US is about $1,800 per year, while renters insurance is much more affordable at around $168 a year. Having fire protection equipment is a smart safety measure, and it can help lower your premiums as well.

Your house’s fire safety is just one of the many factors an insurance company will use to determine your premium. Another you may not have thought of is your home’s distance to the closest fire station. While this is a little more out of your control, here are a few ways you can still save:

Constructing your home with fire-resistant materials

Equipping your house with a fire alarm system that contacts emergency services to minimize response time

Buying

smoke detectors

and keeping fire extinguishers handy in your home

Installing sprinklers to combat fires

You also can see if your insurance company currently has any discounts of its own. They are not always advertised, but that doesn’t mean they aren’t available.

MORE: How to bundle home and auto insurance to save money

How to save money on homeowners insurance

Installing fire safety systems in your home is one effective way to save money on your insurance. Installing the

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