Branded as the Ultimate Driving Machine, BMW is often lauded as a favorite luxury brand on the American market for its posh styling and reputation as a status symbol.
BMW has a long history in the luxury vehicle segment, with high-end models dating back to the release of the 7 Series in 1977—and a long line-up of lightweight sports cars before then. Originally praised for their satisfying connection to the road, BMW has recently turned its focus to interior niceties and high-end tech.
Jerry
is here to help you choose your next luxury BMW—and find the cheapest BMW car insurance
! More than just a licensed insurance broker
, Jerry is your all-around guide to the BMW luxury brand.Is BMW a luxury car?
BMW is one of the most esteemed luxury car brands on the American market. Originally known for its production of sports cars, the brand has gone through just about every segment possible—from the station wagons of yesterday to the sedans, SUVs, and EVs of tomorrow. While this automaker has changed much over the years, one luxury factor will always remain—BMW is synonymous with status.
What makes a luxury car?
Elevated style, sporty performance, and a certain je ne sais quoi that pulls you in and keeps you there. These are all traits of BMW vehicles that have pushed the brand up the luxury food chain. While certain cars have integrated these values differently, one thing remains the same—every BMW model is a luxury car. Here’s why:
“Ultimate Driving Machine”: BMW prides itself on powerful engines in all of its vehicles—but especially its enhanced-performance M-class.
State-of-the-art tech: Standard and available advanced infotainment, connectivity, and driver-assistance features elevate your driving experience.
Iconic classic styling: From instantly-recognizable exteriors to posh interiors lined with high-end leather, wood, and aluminum finishings, BMWs look as good as they feel.
Is BMW a good luxury brand?
BMW has a good reputation as a luxury brand, but whether or not it's a good brand for you will depend on what you’re looking for. It’s worth noting that the prioritization for performance that defined earlier years of BMW luxury has started to shift towards advanced technology and interior comfort. The impressive powertrains don’t shine quite as bright as they used to compared to the vehicle’s other features.
Still, a BMW is characterized by an exquisite driver’s experience, so no matter what direction the company has decided to go in, the luxury is still top-notch quality. Its reputation for reliability leaves room for improvement, but you’d be hard-pressed to find a more luxurious competitor than Mercedes-Benz
. The best BMW luxury cars
BMW’s line-up of luxury cars seems almost never-ending. Some of the most popular current models include the 3-Series sedan, the X7 full-size SUV, and the all-electric iX.
BMW 3-Series
The BMW 3-Series
exemplifies BMW athleticism, even at the entry-luxury level with a 2023 starting price of $43,295. This sedan recently saw a major tech upgrade, including an all-digital display stretching across two-thirds of the car’s dashboard. Drivers have three powertrains to choose from, including a turbocharged I-6 and a plug-in-hybrid option, but the standard turbocharged four-cylinder is enough to rev your spiritual engine. Three suspension systems are also available, including BMW’s signature M Sport tuning and a Dynamic Handling package with adaptive dampers.
Standard features include:
Combined 12.3-inch digital gauge cluster and 14.9-inch infotainment display
BMW’s iDrive 8 interface with navigation, Apple CarPlay/Android Auto, satellite radio, and a 5G LTE hotspot
Dual-zone automatic air conditioning
Two-way power-adjustable front seats with driver memory controls
Remote keyless entry with proximity power start
Automatic stop/start engine feature
Automatic LED high/low beams with auto-leveling adaptive direction
Automated emergency braking with forward-collision warning
Available features include a heads-up display, Harman/Kardon stereo system, and advanced driver-assistance features like adaptive cruise control and lane-keeping assist. On top of that well-appointed base model, you can add the Technology Package, A-Spec Package, or Advance Package—or upgrade to the performance-tuned Type S. BMW’s Super-Handling All-Wheel Drive (SH-AWD) is also available.
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| 255-hp turbocharged 2.0-L I-4 | 288-hp turbocharged 2.0-L I-4 with an electric motor | 382-hp turbocharged 3.0-L I-6 |
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| Rear-wheel drive (standard) OR xDrive All-Wheel Drive (optional) | Rear-wheel drive (standard) OR xDrive All-Wheel Drive (optional) | Rear-wheel drive (standard) OR xDrive All-Wheel Drive (optional) |
| 5.3 seconds to 4.9 seconds | | |
| 30 combined/26 city/36 hwy (RWD) OR 28 combined/25 city/34 hwy (AWD) | 28 combined, 76 combined MPGe, 23-mile all-electric driving range (RWD) OR 25 combined, 67 combined MPGe, 20-mile all-electric driving range (AWD) | 26 combined/23 city/31 hwy (RWD) OR 26 combined/23 city/32 hwy (AWD) |
BMW X7
At the other end of the spectrum is the BMW X7
, a luxury three-row SUV with a starting price of $78,845 for the 2023 model year. Although this is the largest vehicle in BMW’s line-up, it rides just as smoothly and impressively as its smallest sedan. Plus, it has a maximum towing capacity of 5950 pounds—enough for a small travel trailer. The X7 features the same combined digital dashboard panel with BMW’s iDrive 8 interface, as well as a boatload of other standard features:
Heated, power-adjustable front seats with 4-way power lumbar support
Power-adjustable steering wheel
Power-folding second and third-row seats for third-row access or cargo expansion
Ambient interior lighting
Advanced driver-assistance features, including lane-departure warning, blind-spot monitoring with rear-cross traffic alert, and forward-collision warning.
No PHEV powertrain here, but the standard gas-powered V6 and optional M-series V8 provide an incredibly satisfying ride. A top-tier Alpina BX7 trim is anticipated for release with an additional power boost.
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| 375-hp turbocharged 3.0-L V6 | 523-hp turbocharged 4.4-L V8 |
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| 18 combined/16 city /21 hwy | |
BMW iX
Heralding in the future of BMW electric cars is the iX, a new all-electric addition to the luxury brand’s line-up of SUVs. Starting at $85,095, the 2023 iX draws heavily on the design of the popular BMW X5
, but with two electric motors pumping 516 horsepower to all four wheels. The iX battery sets high expectations for BMW’s electric performance. It has an EPA-rated driving range of 324 miles and a 10-to-80% recharge time of just 35 minutes on a DC fast charger.
Once again, a dashboard-stretching digital display with all the iDrive 8 infotainment and connectivity we’ve seen before is standard. Other standard and optional features include:
18-speaker Harman/Kardon sound system (standard) or an upgraded 30-speaker Bowers & Wilkins sound system
Heated power-adjustable front seats with integrated speakers
Panoramic sunroof with electrochromic shading
Faux leather, genuine leather, and microfiber cloth upholsteries
Adjustable air suspension
Standard driver assistance features include lane-departure warning, lane-keeping assistance, and automated emergency braking with pedestrian detection
Available driver assistance features include adaptive cruise control and semi-autonomous driving mode.
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| 516-hp dual electric motor | 532-hp dual electric motors |
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| | 86 combined/86 city/87 hwy |
BMW luxury M-models
BMW M—the M stands for Motorsports—is the luxury brand’s performance division, born out of its racing engineering during the early 1970s. Today, the BMW M line is a line-up of upgrades across many of the manufacturer’s standard models. These upgrades are developed and designed for the performance-oriented driver’s dream
M models are available across many of BMW’s numbered Series and X series models, as well as its electric models. Popular models include the ones we’ve already talked about, as well as the 503-hp 2023 BMW M4 coupe, starting at $74,700, the 600-hp 2023 BMW X5 M, starting at $108,900, and the 536-hp 2023 BMW i4 M50, starting at $67,300.
How to save on BMW insurance with Jerry
All-in-all, it’s hard to go wrong when you’re behind the wheel of a BMW luxury car, but it is easy to go wrong on your BMW car insurance
. Buying the first policy you find is a big mistake—that’s why the Jerry
app is here to help. Once you enter some basic information, Jerry will immediately scan its network of over 55 insurance providers to find the best offers for your driver profile and preferred level of coverage. Compare the most competitive quotes to find the most affordable policy that works for you and your luxury BMW, and our insurance experts will help you switch—all in the app!
Just because you can afford a luxury vehicle doesn’t mean you should be stuck with overpriced insurance. With Jerry, the average user saves over $800 a year!
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