Honda Civic Si Lease
The average cost of a Honda Civic Si lease can range from $380 to $400 per month.
Written by Tiffany Leung
Reviewed by Jessica Barrett
A Honda Civic Si lease costs between $380 and $395 a month. The actual cost is determined by the trim level you choose, the negotiated price, the down payment amount, and your credit score.
If you’re looking for a small car that is the perfect balance between a performance car and a daily driver, the Honda Civic Si has found that sweet spot. If you love the Civic Si’s sharp handling but don’t want to commit to a
car loan
, you can consider leasing the car instead. Although leasing a car means there will be more restrictions when you drive the car, you’ll have lower monthly payments and the opportunity to return the car after its prime years.
If you’re ready to learn more about Honda Civic Si leases,
Jerry
, the #1-rated car insurance
app, has the answers for you. We’ll discuss how a lease works, the average payment amount for a Civic Si lease, and what to expect when your lease term ends. (Read till the end to find out the easiest way to save on your Honda Civic SI insurance cost
.)How to lease a Honda Civic Si
Getting a Honda Civic Si lease is a straightforward process. By following the checklist below, you can get the best lease deal possible.
- Checking your credit score. If your score is above 650, you’ll most likely find a good lease deal. However, a score below 630 is considered poor. You may not be qualified for a lease if your score is under 520.
- Calculate your leasing budget. You should aim for a monthly payment that’s 15% of your income or less—ideally 10% would be the best. If you make $4,500 a month, a lease payment of $675 would be affordable, and anything close to $450 would be even better.
- Estimate your down paymentamount. Your down payment (the capitalized cost reduction) will help reduce your monthly costs. If you can, it is worth waiting a few months to save up a sizable down payment for the best deal.
- Calculate your annual mileage. A Honda Civic Si lease can have an annual mileage limit of 10,000, 12,000, or 15,000 miles. If your commute is long or you plan to go on big road trips, make sure to calculate how much mileage you will use. Going over the limit can result in hefty penalties.
After figuring out your finances, you can visit your local Honda dealership to
compare lease offers
. Setting your budget before you visit will help you estimate which Civic Si you can afford. You will also be able to negotiate the best deal before you sign the lease. The final step: shop for insurance
Whether you own or lease the Civic Si, you’ll need to get car insurance for your vehicle! Make sure your policy includes whatever insurance minimums are
required by your state
and any additional coverage mandated by your dealer. RECOMMENDED
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How much does a Honda Civic Si lease cost?
The average cost to lease a Honda Civic Si ranges from about $380 to $400 a month.
However, the exact payment is dependent on what trim level and options you choose at the dealership, your lease term, the down payment, and your credit score. The price will also fluctuate based on your location and the offers available at the time of year.
The trim level is one of the main factors that affect how much it will be to lease a Civic Si. If you’re looking to save more, you can stick with the base Si trim. If you want your car to be outfitted with high-performance tires, you can opt for the Si HPT with a slight increase to your monthly payment.
Let’s take a look at the difference between your monthly payment and the amount due at the signing of the 2022 Civic Si’s two trim levels. To keep the comparison simple, let’s assume you’ve got a great credit score (680-699) and a down payment of $2,000 on a 36-month lease with a 12,000 annual mileage limit.
Trim level | Monthly payment | Amount due at signing |
|---|---|---|
Si | $325 | $4,029 |
Si HPT | $328 | $4,039 |
Another main factor that determines the payment amount for a 2022 Civic Si lease is your credit score. Below is a comparison of how your costs for the base Civic Si could change based on your score. Again, we’ll assume a $2,000 down payment, 36-month lease, and 12,000 annual mileage.
Credit score | Monthly payment | Amount due at signing |
|---|---|---|
250 to 609 | $473 | $4,605 |
610 to 619 | $395 | $4,300 |
620 to 639 | $395 | $4,300 |
640 to 659 | $395 | $4,300 |
660 to 679 | $325 | $4,029 |
680 to 699 | $325 | $4,029 |
700 to 719 | $325 | $4,029 |
720 to 739 | $305 | $3,950 |
740+ | $305 | $3,950 |
Select U.S. Military individuals or recent college graduates may also be eligible for a $500 bonus that goes towards capital cost reduction to lower the cost on the Honda Civic Si lease.
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* checking your rate won’t affect your credit score
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* checking your rate won’t affect your credit score
Services included in a Honda Civic Si lease
A leased Honda Civic Si does not come with a maintenance plan, and the lessee is responsible for the maintenance costs. However, you’ll get free
Honda Roadside Assistance
for three years or 36,000, whichever comes first. Honda Roadside Assistance will include:
- 24-Hour Roadside Service
- 24-Hour Emergency Towing
- Emergency Lockout Service
- Trip Interruption
- Alternate Transportation, Rental Vehicle**
- Hotel Reservations**
- Airline Information
- Message Relay
- Enhanced Directory Assistance
- Order Replacement ID Cards
What to do when your Honda Civic Si lease is up
When you reach the final six months of your Honda lease, you’ll have three options. You can:
- Return the car and lease a new Honda (it can be the same model or a different model)
- Obtain a purchase quote and buy your leased vehicle
How to return a leased Honda Civic Si
If you decide to return your Honda Civic Si after the lease term, there are a few things you need to do. To help you keep track of what needs to be done, you can follow Honda’s
end-of-lease checklist
. Two to three months before your final payment you will need to contact the
Lease Maturity Center
to discuss your vehicle return. You will also need to schedule an end-of-lease vehicle inspection through a licensed inspection company. This can be done online
or by calling 1-800-340-4080. Have your finance account number and VIN ready!Your Honda lease includes an Excessive Wear-and-Use or Damage Waiver, but you will have to pay for any damages that exceed the waiver.
One week before the return, you’ll want to make an appointment with your authorized Honda dealership to return your leased car. You are expected to return the car in clean condition. You will also need to bring the following:
- All keys to the vehicle
- Owner's manual and maintenance records
- Vehicle return receipt
- Vehicle inspection report
- Receipts for completed repairs
After you return your car, contact the Lease Maturity Center again to let them know. If there are no more outstanding payments, the completion process for your lease account will be initiated. However, you will have to complete any outstanding payments—unless your dealer agreed to make the final payments. If there are any end-of-term liabilities, you will be billed at a later time.
How to purchase a leased Honda Civic Si
Buying out your Honda Civic Si lease can be advantageous, as the Civic Si remains reliable over the years. Your leased Civic Si also holds its value well and could retain more than 70% of its original value at the end of your 36-month lease.
If you want to keep driving your Civic Si after your 36-months together, you can request a purchase quote through your online account on Honda Financial Services, or call 1-800-708-6555. You can also use a broker app to compare rates from multiple lenders at once.
How to find the best car insurance for a Honda Civic Si lease
Finding the best insurance for your leased Honda Civic Si can be a headache when you’re doing it alone! If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
instead. The
trusted super app
can collect quotes from dozens of top insurance companies, like Travelers, Nationwide, and Progressive in seconds! They can even help cancel your old policy once you’ve made your pick. Jerry’s all about transparency and customer-focused simplicity. We won’t sell your information, and we’ll never call you—unless you ask us to! The cherry on top? The average Jerry user who switches on the app saves over $800 a year on their car insurance.
“Jerryblew my mind, honestly. From start to finish, using the app took me 10 minutes and I ended up with $100 of savings a month. Best of all, customer service answered all my questions about rental car reimbursement and roadside assistance.” —Savanna R.
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