While MAPFRE is somewhat coy about the details of its good student discount, you can learn more about its requirements and your eligibility by having a quick call with an agent.
Being young is hard enough, let alone being young and owning a car. You have to deal with maintenance, repairs, and car insurance
—and on top of that, somehow pay for it all. If you’re in school, it can be twice as hard to keep up with car expenses. Luckily, lots of insurance carriers have good student discounts that will lower your car insurance payments with proof of your brilliant academic prowess. We’re here to go over how you can get a good student discount from MAPFRE, so keep reading!
4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars 4.7/5 app rating | Trusted by 5M+ drivers How to get MAPFRE’s good student discount
A good student discount is definitely worth looking into. After all, you could save money on your car insurance payments just by doing schoolwork. Unfortunately, MAPFRE is a little bit elusive when it comes to the details on this discount.
How to qualify
MAPFRE doesn’t publicly lay out any specific requirements on how to qualify for the good student discount, so you’ll need to talk to an insurance agent if you’re serious about your inquiries. You can call 1-800-222-2114 during regular business hours to ask for specifics.
More generally, though, you can expect to find something along the lines of these requirements:
Student must be age 25 or younger
Student must be enrolled full-time in high school or college
Student must have at least a B average (3.0 GPA) or qualify for Honor Roll or Dean’s List
Homeschooled students must provide some evidence of academic success, such as standardized test scores like the SAT or ACT
How long does MAPFRE’s good student discount last?
Again, MAPFRE is less-than-forthcoming when it comes to specific details about the good student discount, including how long it lasts. You should call to confirm with an insurance agent if you’re thinking of utilizing this discount so you can check how long you’ll be able to have it for.
Normally, as long as the student on the policy is below the age limit and meets the other requirements, the discount should apply. At the end of the day, it depends on MAPFRE’s specifics.
Why do auto insurers offer good student discounts?
Teenagers and young adults aren’t exactly known for being besties with insurance companies. In the eyes of companies like MAPFRE, younger, newer drivers can pose a higher risk of getting into accidents or missing payments.
That’s where the good student discount comes in: it’s a way for teens and young adults to prove to an insurance company that they can be responsible. If you work hard in school to earn a strong GPA, you’re likely to be on top of things in other areas of your life, too—like car insurance payments, for example.
The best MAPFRE car insurance discounts for students
The good student discount isn’t the only way to save money on car insurance with MAPFRE. There are a variety of other discounts that you can apply to your policy if you meet the requirements. Here are a few that make saving money quick and easy.
TeenSMART program
The TeenSMART program
from MAPFRE is all about learning to be a responsible driver. It’s a short course that will teach your teen safe driving habits, and when it’s completed, you’ll earn a 15% discount on your car insurance payments. The discount will last until the teen turns 21. The teen will need a driver’s license or permit, and some of the activities in the program require both a parent (or another responsible adult driver over the age of 25) and the teen to participate. The course can be completed on any normal PC or Mac computer with an internet connection, and it should take around 8 to 10 hours.
Student away from home discount
MAPFRE loves to gatekeep information about their car insurance discounts, and this one is no exception. You’ll need to set up a call with an insurance agent if you want to learn about specifics of MAPFRE’s student away from home discount.
More generally, the student away from home discount is used for when students go off to college, or even boarding school—anywhere far from home where they’ll rarely be driving their car, if at all.
Most student away from home discounts require some variation of the following:
The student is enrolled full-time
The student lives at least 100 miles away from home
The student must not have a car with them at school
The student must be age 22 or younger
The rationale behind this discount is that if the student isn’t using their car as much, the car is at a lower risk of getting damaged in a crash.
MotionSmart program
While this program isn’t specifically targeted at students, the MotionSmart program
is still a great way for students to save some easy money on their car insurance—up to 10% off, to be exact. As is the case with all the other discounts, you should talk to an agent first to figure out if you’re eligible. If you are, go ahead and get started: all you have to do is download the MotionSmart app, log your first trip within 30 days, and that’s it! MAPFRE will lower your rates if it finds that you demonstrate safe driving habits, like following the speed limit.
“I’m a young adult in college. I paid overpriced insurance regularly, until Jerry
found me a fast and easy quote. It reduced my costs by 60%.” —Niveah M.
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