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Will my Progressive insurance go down after one year if I've submitted no claims?
"I want to know if I can expect a decrease in rates when I renew. I could use the extra savings."
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The answer to this question depends on several factors, including your claim history beyond just this past year.
The short answer is that you can’t expect your rates to decrease at all. You could see if you qualify for a safe driver or good driver discount, which is typically earned after three years of accident-free driving. That said, if other factors have changed for you, your rates still might not decrease.
Car insurance rates tend to rise with time, so it’s best to compare rates regularly to ensure you’re getting the best deal.
If you’d rather leave the hard work of gathering quotes to someone else, use
Jerry
. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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