Reviewed by Shannon Martin, Licensed Insurance Agent.
“The good news is that your car insurance rate is likely to decrease after you turn 21—and it will generally continue to decrease throughout your 20s. That said, there is no guarantee regarding how much it will decrease and it will depend on a variety of factors, such as where you live and your driving record.
If you have a poor driving record with a series of accidents or tickets, then your rate might not decrease at all.
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