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Will I get approved for a Honda Ridgeline loan if my credit score is 640?
"I have a credit score of 640, and I'm shopping around for a car loan to buy a Honda Ridgeline.
Will I get approved for this loan?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Credit score is only one criterion needed for car loan approval. Prospective lenders also look over your income, existing debt, and credit history.
If everything meets the lender’s standards, you might get accepted with a 640 credit score. Note: Your interest rate will probably be pretty high. If possible, continue to build your credit until you reach 700, as this can drastically lower your interest rate.”
View full answer
- Gregory R.
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