"Will I be fully reimbursed for the lockout service I needed for my truck?
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"I locked my keys in my truck the other day and had to call the local locksmith for assistance. The cost was astronomical, and I am worried that I will not be reimbursed for the total cost.
you selected when you purchased the policy, you may be covered for some or all of the cost.
Most carriers cover lockout service in connection to the towing service they offer. While you have to pay the cost upfront, you can expect reimbursement of $50 to $100 for the first hour of labor.
It would be a good idea to call your carrier to see if they are partnered with a local locksmith. This way, the next time you end up in the same situation, you can get assistance at a lower cost and have a better chance of being fully reimbursed.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.