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Will Amica Insurance file an SR-22 form?
I have a DUI on my driving record from a year ago. My license was just reinstated, but apparently I need my insurer to file an SR-22 form for me. Will Amica Insurance file an SR-22 form on my behalf?
Jason Tushinski · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, Amica Insurance will not
file an SR-22 form
on behalf of a policyholder. If a court has ordered you to have an SR-22 certificate filed for you, you’ll need to find an insurer that will do so before you’ll be allowed back on the road.Drivers with a significant driving conviction on their record, such as a
DUI
or reckless driving, usually require their insurer to file an SR-22 form on their behalf before they are allowed to drive again after their driver’s license is reinstated. By filing an SR-22 on a policyholder’s behalf, an insurer is essentially guaranteeing that the driver in question carries at least the requisite amount of liability insurance legally required to drive in that state.Drivers that require SR-22 forms filed for them are usually considered
high-risk drivers
. Some insurers, such as Amica, will not insure drivers deemed high-risk. If this applies to you, you’ll need to seek out an insurer that is willing to insure a high-risk driver and file an SR-22 form on your behalf. Also, as a high-risk driver seeking an SR-22 form, you’ll be forced to pay higher than average premium rates as well.View full answer
- Gregory R.
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