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Why is car insurance so expensive in Arizona?
I’m moving a few hours away to go to college in Tucson soon, so my mom just took me off her car insurance policy and got me my own. I was surprised at how expensive it was! I mentioned it to my cousin who lives in Wyoming, and he says he has a much lower rate than me. Why is car insurance so expensive in Arizona?
Amber Reed · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The average driver pays about $2,244 a year for a full-coverage policy in
Arizona
—which is pretty pricey! Here are a few reasons why car insurance is so expensive in Arizona:- Vehicle theft: The rate of car theft in Arizona is higher than the national average.
- Uninsured drivers: 11.8% of Arizona motorists drive without coverage.
- Urban areas: Some Arizona cities are prone to dense traffic and a higher rate of car accidents.
While car insurance in the Grand Canyon State is cheaper than it is in
some other states
, your final costs
depend on a combination of factors like your age, driving record, the type of car you have, and of course, your location. But with a little help from
Jerry
, it’s easy to get a lower rate on your Arizona car insurance
. Just download the app and you’ll get cheap quotes from some of the best insurance companies out there. Just tap the policy you want, and Jerry handles the switch—from making phone calls and filling out forms to canceling your old policy.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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