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Why is car insurance on my Nissan Altima so expensive compared to other people's rates?

Everyone I know pays significantly less than me. I've had two claims in the last three years and it seems like my rate keeps rising. Is there any way to lower my rate? Would complaining to the company help?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Car insurance carriers look at a variety of factors when determining rates. Your age, marital status, address, and driving record can all impact your rates.
Having two claims in the last three years could raise your rate. When comparing your rates to others, you should also consider the type of coverage you carry. Carrying full coverage is always more expensive than carrying only
liability car insurance
.
You can also reach out to your car insurance carrier. They may be able to find you additional discounts or help you understand your rate better.
If that doesn’t work, the easiest way to find
cheap car insurance
is to shop around. By getting multiple quotes, you can easily see if your current carrier is offering you the best rate with the coverage you desire.
If you want cheap car insurance quotes fast, go to
Jerry
. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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