PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Why do I need to add my daughter to my car insurance?
She'll be getting a license soon and I know she'll increase my rates because she's a new driver. What would happen if I didn't add her? Would my insurance still cover her if she got into an accident?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“By adding your daughter to your insurance, you’re ensuring she’s protected in an accident. Even if your daughter only has her permit right now, she will need to be listed on your policy. However, you do have the ability to either exclude or include her.
If you do decide to exclude her, you are letting your car insurance company know that she lives with you but does not drive your vehicle. If she’s excluded, she also would not be covered in an accident and all the money for damages would have to come out of your pocket.
If she’s going to be driving your vehicle, you should try and compare prices with several insurance companies before adding her.
Even with a new driver, you can find
affordable car insurance
. Many carriers offer discounts for new drivers or students. She can also take a driving course that may reduce rates.“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies