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Why are US car insurance rates so high for immigrants, even those with perfect driving records?

"I'm from India and have a perfect driving record in my home country. Why are my rates so high here in the US?"

Sophie Newman · Updated on Jul 27, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“The likely answer is that the

car insurance companies

are not able to verify your driving history from your home country and therefore are unable to incorporate the information into your current policy.

The longer you maintain a clean driving record in the US, the better your insurance rates will be (provided that other factors don’t change). If you want to compare car insurance quotes now, the

app can help. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies, buying new car insurance, and cancelling your old policy for you.”

View full answer

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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