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Who's at fault in a parking lot when one vehicle is moving and the other isn't?
I was stopped in a parking lot and a car backed out into me. Who's at fault?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When one vehicle is moving and the other isn’t, most
car insurance companies
and adjusters would consider the moving vehicle at fault.That said, the situation depends on where you live and other details surrounding the accident. If you were improperly stopped or stopped to try and avoid the collision, you may be assigned partial fault.
If you live in a
no-fault state
, fault wouldn’t matter and you’d still need to submit a claim to your insurance.If you haven’t already, you’ll want to file a police report and also contact your insurance company. Determining fault in a parking lot can be difficult, so you may end up having to use your own
collision insurance
to pay for damages to your vehicle.To avoid any uncertainty in the future, consider adding collision coverage to your car insurance policy through
Jerry
. Jerry allows you to compare numerous quotes from over 45 reputable insurers to get the best value for your money.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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