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Who pays for the damage when a car is stolen and in an accident?
"A stolen car crashed into my brother's car. The driver was caught, but who is responsible for the damage?"
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The person who stole the car is responsible for the damages. However, if they don’t have insurance or are unable to pay, your brother’s insurance may cover the damage.
If your brother has
uninsured motorist coverage
on his policy, this would cover any damage done to his vehicle if the other driver is uninsured. If he has collision insurance
, this may also cover damage.Without these, your brother may have to sue the other driver for the damage done to his vehicle. He should reach out to his insurance company to find out what assistance they can provide.
In some cases, they may pay for the damage up front and seek reimbursement from the responsible party. Your brother may also need to speak with a lawyer if he decides to file a suit.”
View full answer
- Gregory R.
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