PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Who is an additional insured?
What qualifies as an additional insured on a car insurance policy? Is it just another driver on the policy?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“An additional insured on a
car insurance
policy is a company or person who has partial ownership of the vehicle.While this could be an additional driver on the policy, it’s usually a cosigner or leaseholder. When listed on an insurance policy, an additional insured has a right to the payout or any losses if a vehicle is totaled.
If the vehicle is leased, your insurance company would typically pay out the actual cash value of the vehicle directly to them as they are entitled to the money.
An additional driver on a policy is someone who is covered under your insurance when driving your vehicle. Typically they are someone who lives with you and frequently drives your vehicle.
If you’re shopping for car insurance, don’t leave money on the table. Use the
Jerry
app to compare rates from dozens of insurance companies in just minutes.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies