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Who has the cheapest renters insurance in Florida?
My new apartment building requires renters to have insurance, but I don’t want to spend a ton of money. Who has the cheapest renters insurance in Florida?
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
However, your monthly premium could be lower with another company. Every company has its own formula for determining risk and calculating rates. Just because your friend got a low rate with Travelers doesn’t mean that you will, too.
The average monthly fee for renters insurance in Florida is $16. If you want to pay even less than that, try these tips:
- Set a high deductible
- Live in a low-risk area (not in a flood zone, low crime rates)
- Live in a newer apartment building
- Pay your annual premium in a lump sum instead of monthly installments
Shopping around with multiple companies is the smartest way to find a cheap policy. It doesn’t have to take a ton of time, but you should never accept the first offer you find online. If you do, you’re probably overpaying.
Try the
Jerry
app to quickly find an affordable policy. We can help you comply with your landlord’s requirements and save money, too.Either way, renters insurance is a smart way to protect your belongings and avoid a serious financial disaster. Since Florida has endured more than 130 natural disasters in the last 70 years, who knows? This policy may come in handy sooner than you anticipate.
For
renters insurance
shopping and questions, check out Jerry
. Our friendly agents can answer questions and help you navigate the process. No bad hold music, we promise.Hope this was helpful!
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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