PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Who enforces deed restrictions when there is no HOA?
I was just relocated by the Air Force to Dover and have found a great house in a nice subdivision. However, there’s no HOA. Who enforces deed restrictions where there’s no HOA?
Rachel Rigolino · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
This is a great question. Without an HOA, homeowners are individually responsible for discussing compliance issues with their neighbors.
Try asking your real estate agent to see a copy of the community’s Covenants, Conditions & Restrictions (CC&R) document. This document outlines what homeowners are required to do with their property, such as storing an RV off-site or regularly maintaining a yard.
Deed restrictions do what the title implies: restrict what homeowners can do on their property. Often, these guidelines are compiled in a Covenants Conditions & Restrictions (CC&R) document that is legally binding. When you buy or sell a property with deed restrictions, they are passed on to the new owner (unless an expiration date was attached).
Remember that a violation does not mean your neighbor is breaking any laws. As a result, don’t threaten to call the police. If your neighbor rejects your request to comply, your final step may be to initiate a civil claim against them for breaking the CC&R.
Best of luck on your house hunting!
Now that you’ve found a great house, it’s time to shop for insurance. If you want to save money on home, renters, or
car insurance
, the Jerry
app is a good place to start. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies