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What state has the cheapest car insurance?
What U.S. state has the cheapest car insurance rates for drivers?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Ohio has the cheapest car insurance rate at $77 per month. New Hampshire ($80/month) and North Carolina ($84/month) rank second and third in lower rates.
All three states’ insurance rates are 40% lower than the national average ($124/month).
Generally, states that have lower populations enjoy lower car insurance rates. The fewer drivers on the road, the fewer accidents, and lower average premiums for drivers statewide.
The cheapest regions for car insurance are New England ($103/month average) and the Great Lakes ($116/month average).
Moving to a new state? Make sure to update your car insurance policy. Every state has its own insurance laws with
minimum amounts
of coverage each driver needs. There are penalties for not meeting state-level insurance laws so update your policy to remain in compliance.
If you want car insurance quotes fast, go to Jerry to find the cheapest quotes for your state! It’s this simple: download the Jerry app or go to
getjerry.com
.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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