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What should you do when you hit a raccoon?

Help! I hit a raccoon with my car! It came out of nowhere, and I couldn’t veer in time. What should I do?!

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Pat Roache · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Don’t be too hard on yourself—it’s hard to avoid if the raccoon ran out in front of you. Although you may feel bad, you should avoid trying to help the raccoon—there’s not a lot you can do, and you don’t want to risk disease. If the animal is still on the road, you should call the police and possibly contact animal control, then check your car for damages caused by the accident.
When you call the police, let them know where the animal is, explain the situation, and ask if animal control should be contacted. These agencies will probably be better equipped to deal with the raccoon.
Next, you’ll need to evaluate your vehicle. Even hitting a smaller animal like a raccoon can cause car damage. Take the following steps after the accident:
  • Pull over when you can and check your car for obvious damage
  • Take pictures of any car damage and the scene of the accident
  • Even if there’s no visible damage, take your car to get inspected for any undercarriage damage
If your car did get damaged by the raccoon, check to see if you have
comprehensive coverage
that could help cover the cost of repairs.
If you avoided additional coverages because of the costs, try using
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