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What should I do if I have no collision insurance and my car gets totaled?
I was in a car accident that was my fault, but I don't have collision insurance. I only have liability coverage. What are my options now?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you don’t have
collision coverage
and you’re at fault, you won’t see any money from your insurance company.Nevertheless, you still have two options:
- Sell the car with a salvage title to recoup what little money you can.
- Pay for the repairs, as not every car that’s deemed totaled by a car insurance company is actually totaled.
When you buy your next vehicle, you might want to consider collision coverage for this very reason. Shop around on
Jerry
to compare the best rates from top insurance companies.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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