“A car is already a depreciating asset. Unfortunately, adding a sound system and tinting the windows won’t add any value to your car.
While you might like the upgrades, spending the money on that is basically the equivalent of throwing away cash.
Your best bet would be to take that $3,000 and invest it in something that’s low-risk—and if possible, something that provides more interest than your current car loan rate.
Or you could just give the money back. Both are sound financial decisions.
If you really want the upgrades to your vehicle, pay in cash. By doing so, you won’t have to pay interest. I hope this helps!”