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What should I ask State Farm after an accident?

"What questions should I ask my insurance after an accident? I was pulling out of a parking lot this morning and hit a vehicle I didn't see coming. I need to file a claim with Allstate for the damage."

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“One basic question to ask your
car insurance
company after an accident is whether or not they will cover the damages.
Depending on the
type of car insurance
you have and the claim filed,
State Farm
may or may not agree to pay.
Once the claim has been filed, you might want to ask how it will affect your rates. You can expect your premiums to increase, but if they increase beyond your means you may have to search for another provider.
Use an online comparison tool like
Jerry
to help you find the best car insurance rates. Even after an accident, you can find affordable car insurance.”
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