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What kind of insurance should I have for my electric car?
I just leased a new 2021 Lucid Air. Do I need special insurance since it is an electric car?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Congratulations on your new car! The good news is that an electric vehicle does not need a special type of insurance. However, a lease does require higher
liability insurance
limits than a loan. In most cases, your leasing company will require you to have liability insurance limits of at least 100/300/50. This means your
bodily injury liability
is $100,000 per person and $300,000 per occurrence. The property damage insurance
is $50,000 per occurrence. There is usually a limit of no higher than a $1,000 deductible for comprehensive insurance and collision insurance.
Have fun with your new ride!
“
View full answer
- Gregory R.
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