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What is snowbird car insurance in Florida?
I'm thinking of moving to Florida but my friend warned me I might need to get snowbird car insurance. What does this mean?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Snowbird
car insurance
is a fun way of saying that if you have a vehicle in Florida
for more than 90 days a year, you need to purchase car insurance and register it in the state. Keep in mind you’ll need to meet the Florida
state car insurance minimum requirements
to drive legally. You should also check with your home state to see what their requirements are. You may be able to avoid having to switch car insurance companies every few months if the state insurance minimums are the same for both states and you sign up with a company that’s in both states.
That said, while it’s costly to purchase another policy, you want to be sure you’re following the law. It’s better to be insured than have your insurance company
deny your claim
in case of an accident. If you’d like help shopping for car insurance in Florida or at home, use the
Jerry
. Jerry collects quotes from up to 50 top insurance providers and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
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