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What is Progressive’s low-mileage discount?

I own a car but live in an area where I can bike to work pretty easily, so I don’t drive much. My uncle told me he gets a low-mileage discount from Progressive. What is that, and how do you qualify?

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Mary Alice Morris · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Progressive’s
low-mileage discount is a program that offers a reduced price on
car insurance
to customers who put very few miles on their car each year. Usually, car insurance companies consider anything below 7,500 miles a year to be low mileage.
Lots of other insurance companies, including
State Farm
and
USAA
, offer low-mileage discounts, too. The amount of your discount will depend on your individual insurance rate and which company you go with.
Also, not all low-mileage discounts are calculated the same way. Here’s a breakdown of different types of low-mileage insurance programs you might find:
  • Traditional low-mileage discount: With this kind of discount, your insurance provider will contact you annually to collect your odometer reading and determine whether you qualify for a discount.
  • Telematics discount: Telematics discount programs will rely on a phone app or a plug-in device placed in your car to monitor your driving habits and mileage.
  • Pay-per-mile insurance: Also called usage-based insurance, this kind of policy uses telematics to establish a per-mile premium.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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