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What is off-grid home insurance?
I was fortunate enough to meet up with some of my friends who live a few hours from the nearest town. They kept talking about how annoying it is to have off-grid home insurance. I didn’t want to interject too much, but what’s off-grid home insurance?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m happy you were able to meet up with your far-out, off-grid friends! Off-grid home insurance is rare, so don’t fret about not understanding what it is.
In short, off-grid home insurance is for those who live off the grid, meaning their home does not use municipal power or water. Rather than use standard utilities, off-grid homeowners rely on alternative energies such as solar, wind, or hydro.
Your friends were likely complaining because off-grid policies can be expensive or difficult to get, especially if:
- The house is warmed using wood or coal because there’s a higher fire risk.
- They built the home themselves.
- There is no easily accessible water source nearby.
- The house is in an area that is prone to extreme weather or natural disasters.
- There are no nearby emergency services.
Finally, while your friends may need to go a bit out of their way to find a home insurance policy, you can enjoy the luxury of using an app like
Jerry
to save on both your home and car insurance
.After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. They even help cancel your old policy. So why do all that extra work when Jerry can do it better?
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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