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What is a Tier 1 credit score?
What is a Tier 1 credit score? I'm shopping for a car loan and I'm consistently seeing that the best rates are available for *Tier 1* credit scores.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“A Tier 1 credit score is typically defined as a credit score of 750 or higher, although this may change slightly from lender to lender.
Customers with a Tier 1 credit score can usually secure the best rates on
car loans
because they’re perceived as low risk compared to other borrowers.If you’re right below a 750 credit score, it might be in your best interest to keep paying other loans until you reach this level to save money and lower your interest rate.”
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- Gregory R.
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