PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What insurance company will start a policy with zero down payment?
Where can I go to buy a zero down payment car insurance policy? My insurance lapsed and I need to start coverage right away. I don't really have any money for a large down payment.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
There isn’t a
car insurance
company that starts a policy without any payment at all, but there are ways to make the cost as low as possible.The best option would be to ask your previous insurance company how much it will cost to have your policy reinstated. When a policy is reinstated, the coverage picks up where it left off and you don’t have a lapse.
Usually, you are required to pay the past due amount plus the next bill. It isn’t the cheapest option but it will save you money in the long run since you will not have a lapse of insurance coverage (which can be very costly).
If your monthly payment is too expensive, start shopping
car insurance quotes online
for a better deal. Be honest when asked if you are in a lapse of coverage so that the quotes you receive are accurate.While shopping, take a look at your coverage and eliminate anything you don’t need. You can always add it back on later, such as:
We don’t recommend removing coverages that you may need, like
comprehensive
and collision coverage
. Still, sometimes it can be necessary to make the rate low enough for your car to be legally insured.If this is the case, remember to add the coverage back to the policy as soon as possible!
Working with Jerry can help make finding the policy with the lowest down payment will help. Jerry is a free insurance comparison app that shops the lowest rates with over 50 insurance providers. The best part is that you can see all the downpayment options for the different carriers at one to help make the right decision.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies