What happens if water gets in your engine?

I’m moving to upstate New York, and I’ve had several people there tell me about Subarus and how great they are in the snow. I’m looking for a used one as a winter car, and to occasionally take camping. What’s the best year for a used Subaru Crosstrek?

I’m driving through Phoenix in a few weeks, and I’m planning my trip around charging stations. I’m a bit of a penny pincher, so I’d like to avoid paying for charging at all costs. Are there any free electric car charging stations in Phoenix?

I just discovered dry rot in the basement of our home. The house is old and the damage doesn’t seem related to anything recent. Are we covered for dry rot by our home insurance policy?