Services
Insurance
Repairs
Advice
About

What happens after the home insurance adjuster comes out to inspect damages?

During the last snowstorm, the roof of my house caved in. After I filed a claim with my home insurance, an adjuster came out to inspect the damages and take my statement. What happens next in the claims process after the home insurance adjuster comes out?

avatar
Talullah Blanco · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear your roof caved in during the last snowstorm! Fortunately, standard home insurance covers damages due to the weight of snow, sleet, and ice. Here is what happens after the home
insurance adjuster
comes out:
  • The adjuster submits a report to your insurance company for the claim. It will include the estimated cost of repairs based on the damage.
  • The home insurance company will issue a settlement check, minus your deductible, so you can repair the covered damages.
  • Your insurance will likely make the settlement check out to your lender.
  • The mortgage lender will release the settlement money to you or the company performing the repairs, depending on their rules regarding claims.
Since your home insurance rate can increase after filing a claim, consider using
Jerry
to explore your home insurance options. Jerry can provide you with competitive quotes in under a minute. Swapping is just as effortless. To save even more money, Jerry can help you bundle your home and auto policies for maximum savings!
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings