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What does uninsured motorist cover in Indiana?

I have uninsured motorist coverage on my policy and I'm wondering what it covers. I know it usually takes care of medical bills and property damage, but would it cover anything else?

Emily Maracle · Updated on May 10, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“In most policies,

uninsured motorist coverage

covers both bodily injury and property damage if you’re in an accident with an at-fault, uninsured driver.

Beyond this, every carrier is different. Some insurance companies include loss of use, work loss, and pain and suffering in their uninsured motorist coverage. Others do not.

If you’re not sure what your Indiana policy specifically covers, you should reach out to your insurance company. They will be able to provide you details about your coverage and answer any situational questions you may have. “

View full answer

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