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Is it possible to get an 84-month loan from Toyota Financial?
I want to get the lowest monthly payments on a car loan, so I've been eyeing an 84-month loan. Does Toyota Financial offer this length of loan?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, Toyota Financial does not offer 84-month
car loans
, though they are available with other providers. Toyota Financial’s longest available term is 72 months.You may want to consider the 72-month option if there are special promotions happening. Sometimes, Toyota Financial will offer 0% or 0.9% financing for qualified buyers. If you have a top-notch credit score and good income, the 72-month loan might be the better option anyway.
If you still want an 84-month loan to fit your budget, shop around. Banks, credit unions, and online lenders are more willing to offer 84-month loans than ever before. You will end up paying more interest over the life of the loan, but you get the benefit of low monthly payments in the short run.
Keep in mind that you will need full-coverage car insurance for the duration of the loan.
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