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What credit score qualifies for a 0% APR car loan?
What credit score do I need to qualify for a 0% APR car loan? It would be super helpful for me if I could get one, but I know you probably need excellent credit.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Zero percent
APR
car loans may seem like great deals, but they mostly apply to people in very strong financial situations. To qualify for a 0% APR car loan, you’ll usually need a credit score of at least 700. Some lenders may even require a score of 720 to 750 or higher!Remember, most 0% APR loans are offered by financial institutions attached to car manufacturers. As a result, they often come with additional pressure to buy add-ons or more expensive vehicles.
Since you’re already taking time to save on your car loan, take another minute to save on car insurance with
Jerry
. A licensed broker, the Jerry app helps users save an average of $879 a year on car insurance. Just download the app, answer a few questions, and Jerry will help you compare quotes from top providers like Allstate and Progressive for free.View full answer
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