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What annual mileage is considered low mileage for insurance discounts?
How many miles can I drive in a year and still get a low mile discount from my car insurance company?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Every insurance company rates annual mileage a little differently. That means that while one company may consider 9k to 12k miles per year low mileage, other companies might consider less than 5k low mileage.
Insurance companies have the right to confirm your odometer readings periodically to ensure that the mileage that you report matches what you actually drive, so it is best to disclose your actual annual mileage so that the insurance company can rate your policy accurately.
If you are interested in a
pay per mile
insurance policy, many carriers are starting to offer this benefit, such as:View full answer
- Gregory R.
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