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Should I stay on my parents' AAA policy or get my own Metlife car insurance policy as an 18-year-old?
I'm 18 years old and I just bought my first used car. I could get on my parents' AAA car insurance policy for $2,000, but I think that's expensive. Should I get my own policy with Metlife?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“As a younger driver, 99% of the time, staying on your parents’ policy is your best bet for
cheap car insurance
. Even though $2,000 may seem like a ton on an annual basis, it’s only $167 a month, which should be doable if you currently have a job (or nice parents).AAA
offers numerous discounts as well, including a multi-car discount and a good student discount if you can stay above a B average. Although
Metlife
is a reputable company, they probably won’t be able to offer you a cheaper policy based almost solely on your age.”View full answer
- Gregory R.
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