Should I avoid financing with the car dealer?

I locked my keys in the car, but my partner went away for the weekend and took the spare keys! How do I open an Alto door without a key?

"My neighbor texted me that he dropped off a letter from Progressive in my mailbox. He received it by accident. I'm out of town, so I haven't looked at the letter yet. I don't usually get communications from them in the mail. Why is this happening? "

I am unsure what this means or if it is good coverage. I only want liability as it does not make financial sense to have full coverage on my older car. But I also don’t want to have to pay out of pocket if I get in an accident.