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"Is 20/40/15 good coverage for a liability-only car insurance policy? "
I am unsure what this means or if it is good coverage. I only want liability as it does not make financial sense to have full coverage on my older car. But I also don’t want to have to pay out of pocket if I get in an accident.
Johnny Puckett · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The first two numbers refer to your policy limits for
bodily injury liability
per person and per accident. The third number refers to your policy limit for property damage liability
per accident.- $20,000 bodily injury liability per person
- $40,000 bodily injury liability per accident
- $15,000 property damage liability per accident
Considering the increasing cost of cars and medical services, this may not be sufficient coverage in the event of an accident. The basic rule of thumb is that you should purchase as much coverage as you can comfortably afford. If you want to raise your policy limits, contact your insurer.”
View full answer
- Gregory R.
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