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Will my insurance cover me if my car is parked in front of my house facing the wrong direction?
I usually park my car in front of my house facing the wrong direction, so the cars on my street drive towards the front bumper. If my car gets hit in the front, will my insurance still cover me?
Joshua Levy · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While you may get a
ticket
for parking facing the wrong direction, you should still be covered for damages if you have the right kind of policy. That said, the right insurance depends on whether you traded information with the at-fault driver.In almost every state, drivers are required to carry
liability coverage
, which helps them pay for injuries or damages they inflict on other people or their property. As a result, the other driver’s insurance will likely pay for the damage to your car. Unfortunately, this only applies if the driver leaves their information.If the driver does not leave their information, your insurance will only cover you if you have
uninsured motorist coverage
. This type of policy usually protects you when the other driver doesn’t have insurance, but it can also apply to hit-and-runs since they’re equivalent to being hit by a driver without insurance.In short, your insurance would cover the damage if you have uninsured motorist coverage. And the other driver’s insurance would cover the damage if they were to stop and trade information. To make sure you’re covered in either case, use
Jerry
to find an affordable uninsured motorist policy.A licensed broker, the Jerry app helps users save an average of $879 a year on car insurance. Just download the app, answer a few questions—and Jerry will help you compare personalized quotes from over 50 top providers like Progressive and Nationwide for free.
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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