Should I dispute the insurance company's liability decision after a lane-change accident?
"I was in an accident where I and the other driver were both turning left in a double-turn lane, and the lady swerved into my lane.
The damage ($395) is below my deductible ($500) so I have to file through her insurance, but they only accept 90% liability. They said I had a clear chance to avoid the other car. Should I accept the 90% or fight it?"