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It is possible to get a car title loan without a job?

I’m between jobs right now, but my bills keep piling up. I need some extra cash to help make ends meet. Can I get a car title loan while unemployed?

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Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Being between jobs is financially stressful, but you can get a car title loan without a job if you need cash quickly.
The requirements for a car title loan vary by lender and they are not legal in every state. If you find that title loan businesses are legal, find a lender who does not require proof of income. Once you find a willing lender, have the following prepared:
  • Your vehicle’s title
  • Your vehicle’s registration
  • Your driver’s license
Keep in mind that car title loans use your car as collateral. If you cannot meet the loan terms, the lender can repossess your vehicle. If you have no choice but to take out a title loan, understand precisely how much you have to repay and the timeline of your payments. You should also compare offers from multiple lenders to find the best deal.
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