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Updated on Jan 29, 2025

R.E. Fulton

Expert Insurance Writer and Editor

Reviewed by Josh Damico, Head of Insurance Operations

Edited by Lina Zhang, Lisenced Insurance Agent

Learn more about our insurance review board

What's on this page?

Cheapest Car Insurance Quotes in Augusta
Best Car Insurance Companies in Augusta
Best cheap car insurance quotes in Augusta
Car insurance quotes in Augusta by rating factors
How Do Different Factors Impact Your Car Insurance Costs in Augusta?
Cheap car insurance quotes in Augusta after driving violations
Cheap car insurance quotes in Augusta by age
Cheap car insurance quotes in Augusta based on insurance history
Cheap car insurance quotes in Augusta for popular cars
How to lower car insurance costs in Augusta
FAQ
Methodology
Meet our Experts

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Cheapest Car Insurance Quotes in Augusta

On average, auto insurance in Augusta costs about $71 per month for minimum coverage liability insurance and about $145 per month for full coverage insurance. Augusta drivers pay 1% less than the

Maine

average.

Shopping for auto insurance

in Augusta can feel like a never-ending battle between high prices and coverage compromises. And if that isn’t enough, no single insurance provider can offer the best price for every driver, so

comparing insurance quotes

before you commit is a must to save your wallet.

As the nation’s leading independent broker,

Jerry

finds and compares rates from the top providers in Augustato help you find the coverage you need at a price you can afford.

Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Progressive	$70	Albert, 53 Zip: 04330	Volkswagen Tiguan SE	• 100,000/300,000 Liability • Comp / Collision
Nationwide	$118	Marvin, 37 Zip: 04330	Chrysler Pacifica Touring	• 100,000/300,000 Liability • Comp / Collision
Travelers	$102	Eliza, 37 Zip: 04330	Honda Accord LX	• State Minimum Liability • Comp / Collision
Allstate	$151	Maggie, 43 Zip: 04330	Jeep Cherokee Latitude	• 100,000/300,000 Liability • Comp / Collision

Last Updated Jan 28, 2025

Compare car insurance quotes now

Best Car Insurance Companies in Augusta

There is no single best car insurance company in Augusta for all drivers.

Fortunately, Jerry conducted the largest insurance shopping survey in the country to help you sift through the endless array of insurance companies looking to take your money.

We asked more than 15,000 policyholders nationwide to rate their insurance providers on cost, customer service, ease of shopping and renewal, and claims handling.

The table below shows how drivers in Augusta rate different companies on a scale of 0 to 5.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Progressive	4	3.6	N/A	3.6
Liberty Mutual	3.3	N/A	N/A

But here’s the thing—no single insurance provider will offer the best rate for every driver in Augusta, so you’ll want to shop around and compare what each has to offer before making your decision.

Best cheap car insurance quotes in Augusta

In Maine, all Augusta auto owners and operators must carry the minimum coverage insurance required by law, which includes liability insurance, medical payments coverage (MedPay), and uninsured motorist coverage (UM/UIM).

While collision and comprehensive insurance are not mandatory, it is advisable to consider purchasing full coverage for enhanced protection and to cover potential expenses related to vehicle repairs or replacements.

Cheap minimum liability insurance quotes in Augusta

If you’re purchasing insurance in Augusta, you’ll need liability limits that meet Maine’s 50/100/25 requirements. That means you must have at least the following:

$50,000 of

bodily injury liability coverage

per person

$100,000 of bodily injury liability coverage per accident

$25,000 of

property damage liability coverage

per accident

$2,000 per person in

medical payments (MedPay) coverage

$50,000

uninsured motorist coverage

per person

$100,000 uninsured motorist coverage per accident

Having these coverages means that if you’re involved in an at-accident and the other party is injured or their vehicle is damaged, your insurance will cover their expenses up to your policy limits.

Here are a few examples of Jerry helping Augusta car owners find minimum liability coverage.

Progressive

Cecilia (25 years old)

Coverage

State Minimum

Augusta, ME
(Zip Code: 04330)

Nissan Rogue S

$103

per month

Nationwide

Mike (40 years old)

Coverage

State Minimum

Augusta, ME
(Zip Code: 04330)

Toyota Sienna CE

$72

per month

Allstate

Frederick (39 years old)

Coverage

State Minimum

Augusta, ME
(Zip Code: 04330)

GMC Yukon SLT

$135

per month

Travelers

Eliza (37 years old)

Coverage

State Minimum

Augusta, ME
(Zip Code: 04330)

Honda Accord LX

$102

per month

Do you need more than minimum coverage in Augusta?

In Augusta, the minimum required insurance limits are a starting point for drivers—but they may not offer adequate protection.

Remember, liability insurance covers damages and medical bills that result from an at-fault crash. The average hospital stay after a car accident is almost $60,000, and the average new car is worth between $39,755 to $69,960.

Based on that, a single accident could rack up to more than $100,000! And because

Maine’s car accident laws

allow drivers to file personal injury lawsuits for up to six years after an accident, your liability extends well beyond when the incident happened.

The bottom line: If you drive in Augusta, you may want to increase your liability insurance to 100/200/100 for even more protection.

Cheap full coverage car insurance quotes in Augusta

One of the major drawbacks of liability-only coverage is that it protects the other party’s vehicle—not yours. If you want to ensure your vehicle is covered in the event of an accident, you’ll have to purchase

full-coverage car insurance

A full coverage policy generally includes liability insurance,

collision coverage

, and

comprehensive coverage

Collision coverage pays for physical damage to your vehicle due to a collision with another car or station object, such as a tree or a stop sign. Investing in collision coverage isn’t generally needed for older cars worth less than $2,000 because you’ll pay more in premium than your car is worth.

Comprehensive coverage pays for damage to your car from all non-collision-related incidents, such as theft, vandalism, fire, severe weather, floods, and animal damage. A comprehensive policy will also cover broken glass.

Remember that collision and comprehensive insurance are subject to a deductible; the higher your deductible, the lower your payments will be, and vice versa.

While full-coverage insurance isn’t required under Maine’s insurance laws, your lender will require collision and comprehensive insurance until your lease is up or your loan is paid off.

Investing in a full coverage insurance policy costs more than basic liability, but Jerry can help you find the cheapest rates in Augusta.

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• 100,000/300,000 Liability • Comp / Collision	Progressive	$70	Albert, 53 Zip: 04330	Volkswagen Tiguan SE
• 100,000/300,000 Liability • Comp / Collision	Allstate	$151	Maggie, 43 Zip: 04330	Jeep Cherokee Latitude
• State Minimum Liability • Comp / Collision	Travelers	$102	Eliza, 37 Zip: 04330	Honda Accord LX
• 100,000/300,000 Liability • Comp / Collision	Nationwide	$118	Marvin, 37 Zip: 04330	Chrysler Pacifica Touring

Last Updated Jan 28, 2025

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.

Jerry offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

In helping hundreds of Augusta drivers find cheaper rates, we found the average cost for minimum liability coverage to be $71 per month or $852 per year.

The average cost for full coverage insurance in Augusta is $145 per month or $1,740 per year.

Insurance coverage	Average insurance cost (monthly)	Average insurance cost (yearly)
State minimum coverage	$63	$752
Full coverage	$102	$1,222

Looking at

car insurance averages

is a quick way to estimate how much you can expect to pay for insurance, but estimates are just that—they won’t always give you the best indication of how much you will pay.

Every driver is different and because so many variables affect insurance rates, your premium could be above or below the Augusta average.

Average cost of car insurance in Augusta by zip code

The cost of car insurance can differ depending on your zip code. Even within the same city, rates may vary from one block to another due to certain risk factors. Auto theft rates and accident frequency are just two variables that impact how much you pay in Augusta.

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
4330	$63	$78

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Car insurance quotes in Augusta by rating factors

Every driver is different, and each insurance provider has a different equation to

calculate your car insurance premium

. Here are some factors that influence rates in Augusta:

Your driving record: Insurers ask about at-fault accidents and moving violations from the past three to five years. Drivers with violations on their record are considered a higher risk and may be charged a higher premium.

Your location: The claims history of people in your area affects your rate. Just by giving your address, insurers can find out a lot about your risk of financial loss.

Gender and age: Teen drivers and seniors typically pay the highest insurance rates, but young males do, too, since they’re statistically involved in more accidents.

Prior insurance coverage: Insurers don’t want to see a lapse in coverage because it signals you’re a high-risk driver. If you’ve been continuously insured, you’ll see lower insurance rates.

Vehicle types: Luxury, high-performance, and sports cars might be flashy, but they also see some of the highest insurance rates of all vehicle classes.

How Do Different Factors Impact Your Car Insurance Costs in Augusta?

Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history

Prohibited (or effectively prohibited): Augusta currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more about the car insurance rating factors in Augusta:

Cheap car insurance quotes in Augusta after driving violations

A speeding ticket for surpassing the posted limit might cause a slight increase in your insurance premium, but a slew of moving violations can do a number of your payments and earn you the “high-risk” label.

As a high-risk driver, some insurance providers won’t offer you insurance while others will—but at a premium price.

Cheapest car insurance in Augusta after speeding ticket

Maine speeding tickets

fall into four categories, and the fine you pay depends on how fast you were driving over the posted limit:

1-9 mph over speed limit: $114 fine

10-14 mph over speed limit: $129 fine

15-19 mph over speed limit: $170 fine

20-24 mph over speed limit: $230 fine

25-29 mph over speed limit: $278 fine

If you’re caught going 30 mph or more over the posted speed limit, you’re nailed with a class E crime that comes with up to six months in jail, a maximum of $1,000 in fines, and immediate

license suspension

Although a minor speeding ticket might not seem like a big deal, Augusta drivers see up to 20% increases for speeding ticket convictions—and rates stay high for five years. But even with a ticket, it’s still possible to find savings.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Progressive	$76	Craig, 32 Zip: 04333	Hyundai Accent	• 50,000/100,000 Liability
Speeding 6-10	Allstate	$67	Elva, 43 Zip: 04336	Volkswagen GTI	• State Minimum Liability • Comp / Collision

Last Updated Jan 29, 2025

Cheapest car insurance in Augusta after DUI

A DUI on your driving record is never ideal, and under

Maine’s DUI laws

, that one conviction could land you up to $10,000 in fines and legal fees, a maximum of one year in jail, a minimum 150-day license suspension, and 150 days IID requirements—and that’s just for a first offense.

Augusta drivers see an average insurance rate increase of 92% with a DUl and further increases for subsequent convictions.

But a DUI on your driving record doesn’t mean you have to pay exceptionally high rates for insurance as a high-risk driver. Certain insurers put less emphasis on driving records than others, which can help reduce your monthly payments—and Jerry can help you find the best rates, too.

Nationwide

Wesley (37 years old)

Coverage

State Minimum

Augusta, ME
(Zip Code: 04332)

Mazda CX-9

$51

per month

Safeco

Jared (32 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Augusta, ME
(Zip Code: 04336)

Fiat 500X

$73

per month

Cheapest car insurance in Augusta after an at-fault accident

Regardless of the severity, insurers aren’t fond of at-fault accidents and will usually raise insurance rates when they see them.

But don’t panic. Even with an accident on your record, Jerry can help you find affordable rates by comparing quotes from the top providers in Augusta.

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
At Fault With No Injury	Progressive	$72	Ralph, 46 Zip: 04330	Jeep Cherokee Latitude	• State Minimum Liability • Comp / Collision
Not At Fault	Nationwide	$72	Chris, 40 Zip: 04330	Toyota Sienna CE	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Allstate	$151	Marvin, 43 Zip: 04330	Jeep Cherokee Latitude	• 100,000/300,000 Liability • Comp / Collision

Last Updated Jan 26, 2025

Cheapest car insurance in Augusta after other driving violations

A DUI,

reckless driving

, and speeding tickets aren’t the only way you’ll get the “high-risk driver” label—but regardless of what violations are on your Augusta driving record, you can find the best savings by shopping around with Jerry.

Violation	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Failure to Yield	Progressive	$101	Floyd, 40 Zip: 04330	Toyota Sienna CE	• State Minimum Liability • Comp / Collision
Wrong Way/Wrong Lane	Progressive	$222	Carolyn, 24 Zip: 04330	Chevrolet Silverado K1500	• State Minimum Liability • Comp / Collision
Failure to Yield	Nationwide	$72	Eliza, 40 Zip: 04330	Toyota Sienna CE	• State Minimum Liability • Comp / Collision

Last Updated Jan 29, 2025

Cheap car insurance quotes in Augusta by age

Age might just be a number, but insurance rates are heavily affected by your age bracket. Rates tend to be highest as you start and finish driving. Teens and seniors pay some of the highest insurance rates of any age—they start high from 16 to 19 and start to increase again in your mid-70s.

Cheapest car insurance in Augusta for young drivers

New drivers

and teenagers pay higher rates for car insurance than most other age brackets. Why? Less experience behind the wheel means a higher rate of accidents, crash fatalities, and violations.

But it’s not just about age—teenage males generally pay higher rates for insurance based on a higher rate of unsafe driving behaviors.

That said, teenagers don’t need to break the bank trying to afford insurance. Most insurers offer several discounts for young drivers looking to save, such as

good student discounts

and

usage-based insurance tools

. You can always find affordable rates in Augusta by shopping with Jerry!

Progressive

Florence (24 years old)

Coverage

State Minimum

Augusta, ME
(Zip Code: 04330)

Ford Focus SE

$147

per month

Cheapest car insurance in Augusta for senior drivers

Years of experience behind the wheel means drivers between 55 and 75 pay the lowest rates. But after that, rates start to increase again due to a higher risk of mortality, hospitalization, and medical expenses from a car crash.

Seniors also have slower reflexes that increase the risk of being involved in one. Even if you’re a driver with a clean driving record, you’ll likely see higher rates at this age.

That’s where Jerry comes in handy. We can find the

best car insurance rates for seniors

regardless of your age.

Progressive

Helena (75 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Augusta, ME
(Zip Code: 04338)

Oldsmobile 98

$71

per month

AAA

Kenneth (66 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Augusta, ME
(Zip Code: 04338)

Smart Fortwo

$49

per month

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

They are great and affordable! Needed insurance quick and they were not only the best option but were quick and very nice to work with on the phone.

Ericah

Happy with my insurance coverage and rate Jerry really helped me find the best rate to fit my needs.

Amanda

Always timely response, great claims experience.

Lynn

AAA dependable partnership with local towing company. Alleviates me from any daily bumps In the road.

Freddie

Cheap car insurance quotes in Augusta based on insurance history

Insurance companies look at several variables when determining auto insurance rates. In general, they want to know that you’ve had continuous coverage with no breaks or gaps. A

lapse in insurance coverage

signals that you’re a high-risk driver and insurers won’t be keen to insure you.

If this is your first time getting insurance or getting a new policy after taking a break, rates will likely be higher until you build a stronger history of on-time payments and continuous coverage.

Jerry not only helps you find the best rates but also gives you the option to turn on payment notifications so you can avoid a lapse in coverage. Plus, you’ll get a reminder when it’s time to renew so you can continue with your current insurer or shop around for a better rate.

Progressive

Louisa (53 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Augusta, ME
(Zip Code: 04330)

Volkswagen Tiguan SE

$70

per month

Allstate

Bernice (43 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Augusta, ME
(Zip Code: 04330)

Jeep Cherokee Latitude

$151

per month

Nationwide

Ada (37 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Augusta, ME
(Zip Code: 04330)

Chrysler Pacifica Touring

$118

per month

Travelers

Lucy (37 years old)

Currently Insured

Coverage

State Minimum

Augusta, ME
(Zip Code: 04330)

Honda Accord LX

$102

per month

Nationwide

Ida (37 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Augusta, ME
(Zip Code: 04330)

Chrysler Pacifica Touring

$118

per month

Cheap car insurance quotes in Augusta for drivers with poor credit

You’ll need good credit to get a mortgage or finance a car, but did you know you also need good credit for insurance? This is because drivers with poor credit tend to file more insurance claims.

By that logic, drivers with a good credit score (700 or above) pay less than drivers with a poor credit score.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
660 - 750	Progressive	$72	Ralph, 46 Zip: 04330	Jeep Cherokee Latitude	• State Minimum Liability • Comp / Collision
660 - 750	Progressive	$72	Virgie, 46 Zip: 04330	Jeep Cherokee Latitude	• State Minimum Liability • Comp / Collision
550 - 659	Progressive	$70	Derrick, 53 Zip: 04330	Volkswagen Tiguan SE	• 100,000/300,000 Liability • Comp / Collision

Last Updated Jan 24, 2025

Cheap car insurance quotes in Augusta for popular cars

The more your car costs to buy and repair, the more you’ll pay to insure it—it’s as simple as that.

Typically, high-performance, new cars, luxury cars, and hybrid/electric cars have the highest premiums thanks to their price tag for purchase and repair. Cars with difficult-to-source parts can also be pricey to insure.

If you’re behind the wheel of one of the most popular cars in Maine, you’ll likely see more affordable insurance rates. Drivers in Augusta tend to favor

, the

, and

models.

MORE:

How to get car insurance before buying a car

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Volkswagen Tiguan SE	Progressive	$70	Louisa, 53 Zip: 04330	• 100,000/300,000 Liability • Comp / Collision

Last Updated Jan 29, 2025

Cheapest car insurance in Augusta for new vs. old car

In general, new cars have higher insurance costs than older models. That’s because new cars have a higher book value and are more likely to come with brand-new tech features that cost more to replace or repair.

We have found that the average insurance cost for a car older than 10 years is $218 per month in Augusta. The average cost for insuring a car less than four years old goes up to $218 per month.

That said, there is the odd exception for high-value or collector cars that don’t depreciate.

Progressive

Cecilia (25 years old)

2016 Nissan Rogue S

Coverage

State Minimum

Augusta, ME
(Zip Code: 04330)

$103

per month

Travelers

Eliza (37 years old)

2018 Honda Accord LX

Coverage

State Minimum

Augusta, ME
(Zip Code: 04330)

$102

per month

Allstate

Frederick (39 years old)

2009 GMC Yukon SLT

Coverage

State Minimum

Augusta, ME
(Zip Code: 04330)

$135

per month

Nationwide

Marvin (37 years old)

2008 Chrysler Pacifica Touring

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Augusta, ME
(Zip Code: 04330)

$118

per month

How to lower car insurance costs in Augusta

1. Shop around and compare quotes

To secure the most affordable car insurance, experts recommend comparing quotes from a minimum of three insurance companies and regularly shopping for new rates every six months. This is because each insurance company uses its own rules to determine premiums, which can change frequently.

Fortunately, Jerry makes the comparison process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company provides a

range of discounts

, although the specific offers may vary from company to company. Here are some commonly available discounts:

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Telematics discounts. Some insurance companies provide discounts to policyholders who use telematics. These devices monitor driving behavior, such as speed, mileage, and braking patterns, and can lead to discounts for safe driving practices.

Good student discounts. Some insurance companies offer discounts to students who maintain a B average.

Bundling discounts. Many insurers provide discounts to customers who combine multiple policies together.

Bundling your home and auto insurance

, for instance, can result in substantial savings.

3. Increase your deductible for comprehensive and collision coverage

One effective method for maintaining full coverage car insurance while reducing your monthly expenses is by raising your deductible. By opting for a higher deductible, you can enjoy adequate protection and lower monthly rates.

MORE:

How to choose a car insurance deductible

Why is car insurance in Augusta so expensive?

Car insurance rates aren’t all that expensive in Maine, but there are a few factors that can result in higher-than-normal premiums, including:

Increasing healthcare costs

Population density in urban centers

Increasing vehicle theft rate

Learn more:

11 Ways to lower car insurance

FAQ

How much is car insurance in Augusta?

People living in Augusta pay on average $71 per month – or $852 per year – on state-minimum liability coverage. Full coverage in Augusta costs on average $145 per month of $1,740 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the cheapest car insurance in Augusta?

Based on thousands of Augusta drivers Jerry has worked with, car insurance in Augusta costs an average of $71 per month for state-minimum coverage and $145 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in Augusta?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Amica, Farmers, and The General receive good ratings from Augusta drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies and get free quotes in seconds with Jerry.

What is the minimum car insurance in Augusta, Maine?

The state-minimum car insurance in Augusta, Maine is as follows:

$50,000 bodily injury liability per person

$100,000 bodily injury liability per accident

$25,000 property damage liability per accident

These coverages are commonly referred to as 50/100/25 coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Expert Insurance Writer and Editor

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

15 Years Working in Insurance

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to Jerry’s rapid growth.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. Before founding YourMechanic, Lina served as an intellectual property attorney at Morrison & Foerster LLP and a postdoctoral biomedical researcher at Stanford University.

Lina is a member of the State Bar of California, and a licensed property and casualty insurance broker in all 50 states and Washington, D.C.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s Vice President Insurance Operations and a licensed insurance professional with 18 years of experience in the industry. Previously, Josh worked for 14 years at GEICO, most recently as Director of Insurance Sales, Service, and Underwriting in the Buffalo, New York region, where he doubled the size of the team to 950+ licensed associates. Josh Damico is a licensed insurance agent in 48 states. Josh has appeared on news channels like FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.